.pm-faq-page {
    --pm-faq-navy: #0c4f78;
    --pm-faq-blue: #88cfe7;
    --pm-faq-copy: #2f6b87;
    --pm-faq-muted: #4f7d95;
    --pm-faq-pale: #f8fdff;
    --pm-faq-border: #dfeef7;
    width: 100%;
    max-width: 100%;
    overflow-x: hidden;
    background: #f7fbfd;
    color: var(--pm-faq-copy);
  }

  .pm-faq-page *,
  .pm-faq-page *::before,
  .pm-faq-page *::after {
    box-sizing: border-box;
    letter-spacing: 0;
  }

  .pm-faq-hero {
    position: relative;
    min-height: 300px;
    overflow: hidden;
    background: #f8fcff;
  }

  .pm-faq-hero-inner {
    position: relative;
    width: min(100%, 1540px);
    min-height: 300px;
    margin: 0 auto;
    padding: 0;
    display: block;
    background: #f8fcff;
  }

  .pm-faq-hero-copy {
    display: none;
  }

  .pm-faq-eyebrow {
    display: block;
    margin-bottom: 12px;
    color: var(--pm-faq-blue);
    font-size: 12px;
    font-weight: 800;
    text-transform: uppercase;
  }

  .pm-faq-title {
    margin: 0 0 18px;
    color: var(--pm-faq-navy);
    font-family: Georgia, 'Times New Roman', serif;
    font-size: clamp(52px, 5vw, 116px);
    font-weight: 700;
    line-height: 0.97;
    letter-spacing: -0.05em;
  }

  .pm-faq-intro {
    max-width: 590px;
    margin: 0;
    color: #21749d;
    font-size: clamp(18px, 2vw, 31px);
    line-height: 1.35;
  }

  .pm-faq-hero-art {
    position: relative;
    z-index: 1;
    right: auto;
    bottom: auto;
    width: 100%;
    max-width: 100%;
    height: auto;
    display: block;
    margin: 0;
    border-radius: 0;
    background: #f8fcff;
    box-shadow: 0 0 0 rgba(0, 0, 0, 0);
  }

  .pm-faq-main {
    width: min(100%, 1540px);
    margin: 0 auto;
    padding: 32px 48px 42px;
  }

  .pm-faq-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 20px;
    align-items: stretch;
  }

  .pm-faq-column {
    display: grid;
    gap: 20px;
    align-items: stretch;
  }

  .pm-faq-card {
    display: flex;
    flex-direction: column;
    overflow: hidden;
    border: 1px solid var(--pm-faq-border);
    border-radius: 12px;
    background: rgba(255, 255, 255, 0.7);
    box-shadow: 0 0 0 1px rgba(206, 233, 244, 0.5);
    min-height: 100%;
  }

  .pm-faq-card-header {
    min-height: 98px;
    padding: 18px 22px;
    display: flex;
    align-items: center;
    gap: 18px;
    background: rgba(233, 247, 252, 0.9);
    border-bottom: 1px solid rgba(170, 212, 232, 0.4);
  }

  .pm-faq-card-icon,
  .pm-faq-benefit-icon {
    width: 64px;
    height: 64px;
    flex: 0 0 64px;
    border-radius: 50%;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: #dff6fb;
    color: #7bc3e3;
    font-size: 27px;
  }

  .pm-faq-card-title {
    min-width: 0;
    margin: 0;
    color: var(--pm-faq-navy);
    font-family: Georgia, 'Times New Roman', serif;
    font-size: clamp(24px, 2vw, 32px);
    font-weight: 700;
    line-height: 1.15;
    overflow-wrap: anywhere;
  }

  .pm-faq-card-icon img,
  .pm-faq-benefit-icon img {
    width: 34px;
    height: 34px;
    display: block;
    object-fit: contain;
  }

  .pm-faq-item {
    margin: 0 24px;
    border-top: 1px solid #dcecf2;
  }

  .pm-faq-card .pm-faq-item:first-of-type {
    border-top: 0;
  }

  .pm-faq-question {
    min-height: 73px;
    padding: 17px 0;
    display: grid;
    grid-template-columns: 34px minmax(0, 1fr) 22px;
    gap: 10px;
    align-items: center;
    color: #0d5a83;
    font-size: 15px;
    line-height: 1.45;
    cursor: pointer;
    list-style: none;
    vertical-align: middle;
  }

  .pm-faq-question::-webkit-details-marker {
    display: none;
  }

  .pm-faq-question-number {
    align-self: center;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    color: var(--pm-faq-navy);
    font-weight: 800;
    line-height: 1;
    padding-top: 0;
  }

  .pm-faq-question-text {
    min-width: 0;
    display: block;
    align-self: center;
    overflow-wrap: anywhere;
    line-height: 1.35;
  }

  .pm-faq-toggle {
    position: relative;
    width: 22px;
    height: 22px;
    display: block;
    align-self: center;
    justify-self: center;
    color: var(--pm-faq-blue);
  }

  .pm-faq-toggle::before,
  .pm-faq-toggle::after {
    content: "";
    position: absolute;
    top: 50%;
    left: 50%;
    width: 13px;
    height: 2px;
    background: currentColor;
    transform: translate(-50%, -50%);
    transition: transform 0.18s ease;
  }

  .pm-faq-toggle::after {
    transform: translate(-50%, -50%) rotate(90deg);
  }

  .pm-faq-item[open] .pm-faq-toggle::after {
    transform: translate(-50%, -50%) rotate(0deg);
  }

  .pm-faq-item[open] .pm-faq-question {
    color: var(--pm-faq-navy);
    font-weight: 700;
  }

  .pm-faq-answer {
    margin: -4px 32px 0 44px;
    padding: 0 0 18px;
    color: var(--pm-faq-muted);
    font-size: 14px;
    line-height: 1.6;
    font-weight: 500;
  }

  .pm-faq-benefits {
    margin-top: 22px;
    padding: 16px 18px;
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    border: 1px solid var(--pm-faq-border);
    border-radius: 8px;
    background: var(--pm-faq-pale);
  }

  .pm-faq-benefit {
    min-width: 0;
    min-height: 74px;
    padding: 4px 28px;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 16px;
  }

  .pm-faq-benefit + .pm-faq-benefit {
    border: 0;
  }

  .pm-faq-benefit-icon {
    width: 56px;
    height: 56px;
    flex-basis: 56px;
    font-size: 22px;
  }

  .pm-faq-benefit-icon img {
    width: 30px;
    height: 30px;
  }

  .pm-faq-benefit-copy {
    min-width: 0;
  }

  .pm-faq-benefit-title {
    display: block;
    margin-bottom: 2px;
    color: var(--pm-faq-blue);
    font-size: 13px;
    font-weight: 800;
    line-height: 1.25;
  }

  .pm-faq-benefit-text {
    display: block;
    color: #4582a1;
    font-size: 12px;
    line-height: 1.4;
  }

  @media (max-width: 1100px) {
    .pm-faq-hero-inner {
      grid-template-columns: minmax(320px, 0.9fr) minmax(420px, 1.1fr);
      padding-right: 32px;
      padding-left: 32px;
    }

    .pm-faq-title {
      font-size: 52px;
    }

    .pm-faq-hero-art {
      right: 6px;
      width: 61%;
    }

    .pm-faq-main {
      padding-right: 32px;
      padding-left: 32px;
    }

    .pm-faq-grid {
      grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .pm-faq-column:last-child {
      grid-column: 1 / -1;
      grid-template-columns: repeat(2, minmax(0, 1fr));
    }
  }

  @media (max-width: 767px) {
    .pm-faq-page,
    .pm-faq-hero,
    .pm-faq-hero-inner,
    .pm-faq-main {
      width: 100vw;
      max-width: 100vw;
    }

    .pm-faq-hero {
      min-height: 0;
    }

    .pm-faq-hero-inner {
      width: 100%;
      max-width: 100%;
      min-height: 0;
      padding: 0;
      display: block;
      text-align: center;
      background: #f8fcff;
    }

    .pm-faq-hero-copy {
      display: none;
    }

    .pm-faq-eyebrow {
      font-size: 11px;
    }

    .pm-faq-title {
      margin-bottom: 14px;
      font-size: 36px;
      white-space: normal;
      overflow-wrap: normal;
    }

    .pm-faq-intro {
      font-size: 16px;
      line-height: 1.5;
    }

    .pm-faq-hero-art {
      position: relative;
      right: auto;
      bottom: 0;
      width: min(100%, 780px);
      max-width: 100%;
      margin: 0 auto;
      display: block;
    }

    .pm-faq-main {
      width: 100%;
      max-width: 100%;
      padding: 24px 16px 32px;
    }

    .pm-faq-grid,
    .pm-faq-column,
    .pm-faq-card {
      width: 100%;
      min-width: 0;
      max-width: 100%;
    }

    .pm-faq-grid,
    .pm-faq-column:last-child {
      grid-template-columns: 1fr;
    }

    .pm-faq-column:last-child {
      grid-column: auto;
    }

    .pm-faq-card-header {
      min-height: 84px;
      padding: 14px 16px;
      gap: 14px;
    }

    .pm-faq-card-icon {
      width: 54px;
      height: 54px;
      flex-basis: 54px;
      font-size: 23px;
    }

    .pm-faq-card-title {
      font-size: 22px;
    }

    .pm-faq-item {
      margin: 0 16px;
    }

    .pm-faq-question {
      width: 100%;
      min-height: 66px;
      grid-template-columns: 28px minmax(0, 1fr) 22px;
      gap: 8px;
      font-size: 14px;
    }

    .pm-faq-question-text {
      white-space: normal;
    }

    .pm-faq-answer {
      margin-right: 24px;
      margin-left: 36px;
      font-size: 13px;
    }

    .pm-faq-benefits {
      grid-template-columns: repeat(3, minmax(0, 1fr));
      padding: 6px 10px;
      gap: 4px;
    }

    .pm-faq-benefit {
      justify-content: flex-start;
      padding: 10px 6px;
      min-height: 90px;
    }

    .pm-faq-benefit + .pm-faq-benefit {
      border: 0;
    }

    .pm-faq-benefit-title {
      font-size: 11px;
      line-height: 1.2;
    }

    .pm-faq-benefit-text {
      font-size: 10px;
      line-height: 1.3;
    }
  }

  @media (max-width: 380px) {
    .pm-faq-title {
      font-size: 34px;
    }

    .pm-faq-card-title {
      font-size: 20px;
    }
  }